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1:1 Session

Our Expert will connect with you

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1:1 Session

Our Expert will connect with you

Enriching Financial Lives Since 2001

Krishna Finzplan & Finanzindia in

A New AvatarNashiks Skyline Image


Happyness Factory Nashik

Enriching Financial Lives Since 2001

Krishna Finzplan & Finanzindia in

A New AvatarNashik River and Temple Image


HFWN is an Integrated Ecosystem to serve you better through:

Superlative Client Experience

Superlative Client
Experience

Personal connect

Personal connect
Tech enabled.

Family Goal-Centric Planning Process

Family Goal-Centric
Planning Process

What is in it for You as our Esteemed Clients?

Esteemed Clients Infographic
Esteemed Clients Infographic

The good news is that the same team with the same accountability continues to serve you better.

Schedule a Session to discover our new Avatar: HFWN

Why A New AvatarSparkle Image

  • To upgrade our capabilities to serve you better
  • Deliver a superlative experience to you for your investing journey
  • Focus more deeply on your ever evolving desires and requirements
  • Adapt to the new way of doing things to cater to your next generation
  • To provide you with an ecosystem that can take care of you & your family besides us and beyond us

A New AvatarSparkle Image
is to serve you better, not differently.

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Our HappyRich philosophy

Make your money serve your purpose

What makes you happy makes us happy, which is why we help you achieve your financial life goals and enable a HappyRich© life for you.

Our Happy Rich Philosophy image

Our New Process

Our goal-based investing approach has helped thousands of clients and their families achieve what really matters to them

New Process Image

Product

What

Choosing what products best suit your goals and investing in the same.

Process

How

A systematic process on how to reach the goals by saving, investing and spending prudently.

Plan

Where

Planning for your financial life goals will take you where you want to reach.

Purpose

Why

Understanding the purpose of your money. Why are you investing?

Our Role in
Your Financial Life

The Right Way of Financial Investing

Helping you achieve your financial life goals while protecting your money, so you stay secure at every step, like a sherpa guiding you to the summit and back.

The Right Way of Financial Investing

Our Founders

Founder - Kavita Devi

Kavita S Devi

Founder

Ms. Kavita Devi blends financial strategies with behavioural insights, understanding the emotions behind money decisions. Known for her relationship-led approach, she guides families through disciplined long-term investing while personally nurturing client relationships through this new avatar.

 Founder - Pravin Mutha

Pravin S Mutha

Founder

Mr. Pravin Mutha brings vast experience in financial markets since 1988, with a strong focus on capital protection and wealth creation. He helps clients navigate complex financial decisions through his expertise and continues to guide them closely while strengthening systems and governance in this new avatar.

Founder - Amar Pandit

Amar Pandit

Founder

Amar is a pioneer of goal-based investing in India and the founder of Happyness Factory.His work focuses on helping families align money decisions with life purpose, clarity, and long-term wellbeing through the HappyRich philosophy.

Founder - Girish Ajgaonkar

Girish Ajgaonkar

Founder

Girish brings decades of experience in consultative leadership, client experience design, and governance. He works closely with partner firms to build scalable, ethical, and client-first consultative practices.

Together, the leadership ensures continuity of relationships with enhanced depth and governance.

Same Values. Better Delivery. Stronger Together.

Krishna Finzplan and Finanzindia have nurtured trusted relationships for over 25+ years in Nashik.

Happyness Factory brings a nationally respected goal-based investing approach to help you achieve your financial life goals.

Together, your family gets both: personal attention and a strong investing framework.

Let us help you in a better way